Last Updated: December 1, 2022
The Services are not designed for use by users who have not reached the age of majority, and we do not intentionally collect personal information from children through the Services. You represent and warrant to us that you have reached the age of majority where you are using the Services. You are only authorized to use the Services if you have reached the age of majority where you access the Services and agree to abide by all applicable laws and the Terms.
1. How We Collect, Use and Share Your Personal Information
"Personal Information" is information that directly or indirectly identifies you or can reasonably be used to identify you as an individual. Additional terms specific to any Service where we collect Personal Information will describe the information we collect and the use of that information with regard to that particular Service.
However, we may submit any Personal Information we have regarding an alleged violation of law involving the Services to law enforcement, or to other governmental or regulatory entities (including pursuant to a subpoena, court order, or other legal process; or upon reasonable belief that a violation of applicable law has occurred). We may also submit such Personal Information as is required to establish our legal rights or defend against legal claims.
We may also share your Personal Information with an affiliate or assign and transfer the Personal Information to a third-party successor-in-interest in connection with, or in negotiation of: a merger, acquisition, sale of substantially all our assets or stock, or similar change-in-control transaction; a financing event; or a bankruptcy or dissolution proceeding.
We may use Personal Information to create aggregated and anonymized information ("Blind Data"). Blind Data does not and cannot reasonably be used to identify you as an individual. You hereby grant to us a non-exclusive, transferable, sublicenseable, royalty-free license to use Personal Information we collect from you to generate Blind Data. If we collect or generate Blind Data, it will be owned by us and we may use it for any lawful business purpose without further consideration.
2. Your Personal Information
"Personal Information" is information that directly or indirectly identifies you or can be used to identify you as an individual.
2.1. Information We Collect
The following are categories of Personal Information we may collect about you and how we collect it:
We collect the Personal Information listed above from the following categories of sources:
2.2. Use of Information
We collect and process Personal Information through the Services for the following purposes:
2.3. Information Sharing
We provide Personal Information to our agents, technology vendors and other service providers on a "need-to-know" basis for the purpose of providing the Services and operating our business. For example, business analytics platforms, marketing vendors, fraud detection and prevention firms and other vendors that help us improve our products and services and protect against fraud or misuse. These service providers are required to keep your Personal Information confidential, and may not use it for any purpose other than to perform services for us or as otherwise required by law.
3. Your Rights and Choices
Under applicable data privacy laws in the US and Canada, you may have certain rights with regard to your Personal Information. Those rights may only apply in certain circumstances and may be subject to limitations or exceptions. A summary of those rights is provided below as well as information on how to exercise your rights. Please note that we will require certain identifying information about you as necessary for us to verify your request in accordance with applicable law.
We will not discriminate against you for exercising the rights outlined in this section, and your use of the Service will be limited and altered only to the extent permitted by law or as a direct and foreseeable consequence of the exercise of your rights. We may also offer certain financial incentives, charge reasonable fees related to your requests, or deny your right to know, right to access or right to deletion in accordance with applicable law.
You can exercise these rights yourself or you can designate an authorized agent to make a request on your behalf. If you would like an authorized agent to submit a request on your behalf, please send us an email at email@example.com for instructions and details on proof and information required for use of an authorized agent.
4. Notice to California Residents
4.1. How We Collect, Use and Share Your Personal Information
4.2. Your Rights and How to Exercise Them
Under the CCPA, California residents have certain rights with regard to their personal information. A summary of those rights is provided in the section on Your Rights and Choices as well as information on how to exercise your rights. Those rights may only apply in certain circumstances and may be subject to limitations or exceptions. Please note that we will require certain identifying information about you as necessary for us to verify your request in accordance with applicable law.
5. Information Security
We use commercially reasonable efforts designed to protect Personal Information via maintenance of standard physical, electronic, and procedural safeguards. Despite our actions and precautions, no Internet data transmissions are completely secure, and they are subject to theft, fraud, destruction, alteration, disclosure, unauthorized access and other misuse.
The security of your Account and Personal Information depends on you performing your responsibility to control access to your devices and applications, including maintaining physical possession of your device, and keeping your passwords and PINs confidential and not sharing them with anyone. It is also your responsibility to alert us if you believe the security of information in any part of the Service has been compromised.
6. Retention and Disposal of Personal Information
We retain Personal Information to provide, maintain, and augment the Service, and to comply with legal requirements and standard business practices. We retain Personal Information for as long as (a) we have a business need, or (b) applicable laws, regulations, or government orders require. When we dispose of Personal Information, we use reasonable procedures to erase or render it unreadable (for example, shredding documents and wiping electronic media). We may retain Blind Data for so long as it is relevant to our business model, in our discretion.
7. Biometric Information
7.1. Authentication Purposes Only
If your access to the Services involves a fingerprint scanner, you may be asked to authenticate with your fingerprint. We encrypt the data derived from your fingerprint ("Fingerprint Data") before storing it in our database. Your Fingerprint Data will be used for the sole purpose of authenticating your identity.
7.2. Disclosure and Storage of Biometric Information
Your Fingerprint Data will never be sold, traded or disclosed for profit. Fingerprint Data is stored under encryption and cannot be used to recover your original fingerprint in any way.
The Fingerprint Data stored in our database is routinely deleted. Your specific Fingerprint Data will be deleted following a 3 year period of inactivity.
7.3. Your Consent
8.1. Privacy of Children
We do not knowingly collect Personal Information from children under the age of 13. If we learn that we have inadvertently done so, we will take commercially reasonable steps to delete that Personal Information.
8.4. Contact Us